DES MOINES, IOWA - We're doing it right, according to a new report on Identity Theft and Fraud by credit-monitoring website WalletHub.com.
A new in-depth analysis that lists the States Most Vulnerable to Identity Theft and Fraud puts Iowa dead last in the nation. That means Iowa has the least vulnerability. And it's for a good reason, according to WalletHub's Jill Gonzalez.
"Iowa has all of the three policy areas that we looked at covered. And, that I think is one of the reasons why only six states does have them all." Gonzalez tells WHO Radio News.
She explains the three policy areas that make Iowa best in the nation.
"Iowa has Security-Freeze Laws for Minors’ Credit Reports, which has actually become more of a problem in recent years."
"It also has the Identity Theft passport program in place. And, finally, Iowa is compliant with the Real-ID Act, with the new licenses and identification cards." Gonzalez said.
Iowa’s Vulnerability to Identity Theft & Fraud (1=Most Vulnerable; 25=Avg.)
- 45th – Identity-Theft Complaints per Capita
- 46th – Avg. Loss Amount Due to Online Identity Theft
- 49th – Fraud & Other Complaints per Capita
- 23rd – State Security-Freeze Laws for Minors’ Credit Reports
- 41st – Identity-Theft Passport Program
- 37th – Persons Arrested for Fraud per Capita
- 24th – Compliance with REAL ID Act
See the full state-by-state list here: https://wallethub.com/edu/states-where-identity-theft-and-fraud-are-worst/17549/